Environment, Social & Governance
We at Albion believe that sustainability is paramount to long-term success. Companies that integrate sustainable practices provide better offerings to their customers, allow all employees to thrive, consider unintended consequences of their actions and incorporate interests of all stakeholders. Such practices build enduring success, thus delivering better returns to investors.
“Our investments aim to be socially positive, partly because it’s simply the right thing to do, and partly because if something is going to be truly lasting, it needs to go some way, however modest, to enhancing the way that we live.”
Our aim is to deliver value and generate positive outcomes for our clients, entrepreneurs and society. We incorporate ESG across all three pillars of our business; Firm, Portfolio and Founders. Examples of some our initiatives include:
Firm
We aim to be a net zero firm and, true to our entrepreneurial DNA, have invested in carbon removal Biochar offsets, an emerging technological innovation.
We partner with Fair HQ to establish diverse and inclusive practices.
Portfolio
Integrate ESG principles across the full investment cycle to ensure an appropriate risk-return profile for our investments
Measure the sustainability and societal impact of our investments
Founders
Develop sustainable long term strategies for our portfolio companies
We adopt internal practices aimed at improving female entrepreneurs’ access to the tools, resources and finance needed to grow their businesses
Statements & Policies
Sustainable Finance Disclosure Regulation
Sustainable Finance Disclosure Regulation
Generalist VCTs
Generalist VCTs are the most common, they invest into a broad range of companies in different sectors and at various stages of development.
AIM VCTS
AIM VCTs invest into companies listed on the Alternative Market (AIM) or into companies which are about to list on AIM.
Specialist VCTs
Specialist VCTs invest into companies within one specific sector.
Limited Life VCTs
Limited Life VCTs invest capital with the intention of winding up and distributing assets to shareholders within five to seven years. However this a guideline and is not guaranteed.
Diversity & Inclusion
Diversity & Inclusion
What are VCTs designed to do?
VCT’s are investment companies listed on the London Stock Exchange which invest capital into young and innovative UK businesses. The government want to encourage investment into smaller growing businesses so in turn they offer VCT investors generous tax relief.
What can I expect from a VCT investment?
Investors can expect tax free income in the form of dividends, tax free growth and income tax relief of 30% issued in the form of a tax rebate or adjusted tax code.
How do I invest?
You can invest by applying for shares when a VCT is open for new investment. Investors are advised to read the new share offer prospectus and by completing an online application form. Albion accept applications from direct investors, through a financial advisor or through an online broker.
Shareholder Engagement
Shareholder Engagement
Long-Term Hold
You must be able to hold the investment long term - any income tax relief claimed is repayable if the shares are sold within 5 years
If you do not pay enough UK tax you cannot claim the full benefit of available tax reliefs
You may not be able to sell your investment immediately as the market for VCT shares is limited
Risk Tolerance
You may lose some or all of the capital you invest
VCTs do not provide guaranteed income
You may not be able to sell your shares at a price which reflects net asset value
Share buyback schemes buy back at a discount to net asset value and are not guaranteed
Protection
VCTs are not authorised financial services firms and investments in them are not covered by the Financial Services Compensation Scheme
You are not a regulatory customer of Albion Capital
